Banking assistance
Get ready to open your US bank account.
We help you identify the options that fit your profile and put together a complete, consistent application. The decision to open an account always belongs to the bank.
- Overview of banking options
- List of required documents
- Preparing and reviewing your application
- Walkthrough of the verification steps (KYC)
A consistent application
Formation documents, EIN, Operating Agreement and business description all aligned: this is what banks look at first.
The right expectations
Country of residence, industry, expected volume: we explain what affects the decision.
Full transparency
We claim no banking partnership that is not confirmed and promise no approval.
Your banking options
There are two main types: online providers (fintechs backed by partner banks), which often accept remote applications, and traditional banks, which sometimes ask for a branch visit.
Eligibility criteria vary by bank, by your country of residence and by your business.
Documents usually requested
- Articles of Organization
- EIN confirmation letter (CP 575 or 147C)
- Operating Agreement
- Passports of the members and beneficial owners
- Proof of address
- Description of the business and, if you have one, your website
Preparing your application
Profile
We review your business, expected money flows and country of residence.
Application
We check that your documents and answers are consistent.
Submission
You apply with the provider you chose, which runs its own checks.
Identity verification (KYC)
Every US bank applies Know Your Customer procedures:
- Identity checks on the beneficial owners
- Questions about the source of funds and the business
- Possible requests for additional documents
- Possible refusal without any obligation to explain
Banking services are provided by third-party institutions. ClicGlow is not a bank and does not guarantee that an account will be opened.
Related services
LLC formation
Form your LLC in the state of your choice, with formation documents and Operating Agreement included.
Learn moreEIN assistance
Preparing and tracking your Employer Identification Number application with the IRS.
Learn moreRegistered agent
An official address in your state of formation to receive legal documents.
Learn moreFAQ: Banking assistance
Can you guarantee me a bank account?
No. Nobody can guarantee an account: the decision belongs to the bank, which applies its own criteria.
Do I need an EIN to open an account?
Yes, in almost every case. The EIN letter is one of the documents requested.
Can my country of residence be a problem?
Some providers limit the countries they accept. We point out the options compatible with your profile when we know of them.
Your gateway to doing business in the US.
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